Everything you need to know about the budget when you live in another country.
It’s very important to plan your budget before moving to a new place. It won’t only help you prepare better for the big change in your life, but also will give you some sense of stability and peace when arrived.
01.
Accommodation
02.
Food
03.
Public transport
04.
Leisure time
05.
General
All you need to know about average costs of housing in different cities in Poland can be found right here : Accommodation
It’s probably where most of your spendings is going to be located. According to the Central Statistical Office in 2020 an average Polish spends roughly 25% of their income on food and non-alcoholic beverages. It rounds up to more or less 280 zl per person. That is, of course, if they choose only to prepare the food themselves.
The numbers rise noticeably if a person decides to eat out sometimes. Exemplary receipt in a restaurant, that is neither high-end nor cheap, consists of:
What is more, it’s expected to leave the waiter or the waitress a tip of at least 10% receipt value.
Let’s say you will cook most of your meals yourself and go out with friends for dinner once a week. That is going to cost you about 550 zł per month.
Every city in Poland has a good public transport system: buses and trams are the most popular means of transport, but in Warsaw you can also use the subway.
There are a few options to use public transport:
you can either buy a 20 or 40 minute ticket (including any changes between buses or trams) for about respectively 1,4-2zł and 1,8-3,8zł
Or you can buy a monthly ticket. The prices of the monthly subscription vary from city to city, but despite the differences, it’s the most affordable option, if you use public transport regularly (so at least once a day).
If you happen to be a student, most cities offer a 50% discount on monthly tickets; the costs are reported from 40 to 80 zł per month. If you don’t, however, the regular price of the ticket varies from 80-150zł per month.
Creating an account in the city bikes’ app costs normally 10zł. Then, you get the first 20 minutes for free, and each next hour costs more or less 1zł.
Scooters’ prices are quite similar, but a bit more expensive: 2,5 zł per rental and then each minute costs 0,45zł
Apart from buses and trams, you can always get a taxi or an uber. Average ride can be priced anywhere from 10 to even 45zł, depending on the company, route and hour. Apps like Uber and Bolt are often more affordable, than getting a taxi.
You can never go wrong with a good movie at the cinema. A cinema ticket costs around 20-30 zł (depending on the company and the movie technology). If you are a student, you will get discounts in every cinema.
There are also options to buy a cinema subscription for approximately 50zł per month, which gives you unlimited access to the projections. It’s a great option for all movie lovers out there! To the costs of the ticket you also should add the price of snacks.
A big popcorn and a beverage costs approximately 25zł. You are not supposed to bring in your own snacks to the cinema room, but people on the budget do it nonetheless ;) To sum up - a trip to the cinema costs around 50-60zł.
There is a wide range of sport-related opportunities for those, who like fitness. Most gyms and swimming pools offer monthly subscriptions. For students it’s the cost of, respectively, 80-90zł and 60-85zł. If you don’t have any discount the costs may oscillate around 120zł.
Grabbing a drink or a beer with friends or going to the club is one of the most popular activities all around the world.
In Poland a regular draft beer in a bar costs around 7-12zł; a bottled beer is roughly 8-15zł.
Drinks’ costs vary depending on the place, but on average they cost from 15-27zł per drink.
If you want to go to a club, some of them don’t charge for entrance, but if they do- it’s usually 10-20zł per person. So for a night out roughly 70zł is spent.
Something important to note is the cost of the telephone card and the Internet pack. When staying in Poland for longer, it’s a lot more convenient and affordable to buy a SIM card in a Polish telecommunication network. A pack of unlimited SMSs, phone calls and the Internet is around 30zł per month, depending on the network.
Nobody expects you to live off your savings and there are a few options for foreigners to work in Poland! More about that in our next article: Working in Poland
As you can see, costs of living in Poland can be various, depending on your lifestyle. Disregarding your baseline expenses, it’s wise to have at least 10% bufor just in case you happen to need any extra funds.